Employment--Success stories                                                                                                                     <<Back

Success Stories


Success Stories

JKSES loan scheme has been beneficial to many applicants. The beneficiaries have set up units of retail, commercial vehicles and dairy units. There is also trend of setting up boutiques and Beauty Parlours and Atta Chakki, grinding units etc Overall the health of beneficiary units is satisfactory with the beneficiaries querying for advancement of loan again after complete repayment to the bank . A few success stories in this regard are as  follows:

Sandeep Medicos Chemist and Druggist Tikri:

Sandeep Sharma S/o Suman Sharma has established a Medical Shop under JKSES  with loan amount of Rs 2,00,000/-. This case was sanctioned by Jammu and Kashmir bank Tikri. It is again a successful venture by the beneficiary. He is regular in his loan repayment to the bank. He is generating monthly sale of Rs 40000/-per month.

1.       Suman Devi beauty Parlour at Garhi:

Suman Devi,a JKSES beneficiary has opened a Boutique cum parlour at Garhi, Udhampur with a loan amount of Rs 200000/- . Loan was sanctioned by State bank of India, Garhi branch. Suman Devi finds her business venture a success as she is earning a profit 0f Rs 8000/- per month.

Simple Provisional Store Kallar:

Simple Sharma has used JKSES loan to run a Provisional store at Kallar, Udhampur in 2010. His loan amount was Rs 200000/- . His sanctioning bank was Punjab National Bank Udhampur. He has repaid bank loan within three years of loan period. His monthly sale is Rs 200000/- out of which his profit amounts to Rs 30000/-.